About Our Bank

Rooted in Othukkungal, driven by cooperative trust, empowering our community since 1993.

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HERITAGE & JOURNEY

Serving Othukkungal with Integrity

Located at Othukkungal in Tirurangadi Taluk of Malappuram District, the institution was registered as an “Aikya Nanya Sangham” on 10 February 1939. It commenced its operations on 10 March 1965. Subsequently, it was registered as a Service Co-operative Bank on 20 October 1965 and began functioning in its new capacity on 1 November 1965.

Othukkungal Service Co-operative Bank Ltd. (No. F 1039) was established to provide reliable, member-centric banking to the people of Othukkungal and surrounding panchayats in Malappuram district.

Over the past 30 years, the bank has grown from a humble agricultural credit society into a comprehensive financial institution offering modern banking, gold loans, savings schemes, and socio-economic support initiatives including Neethi stores and fertilizer depots.

Operating strictly under the Kerala Co-operative Societies Act and audited under government supervision, we ensure maximum safety, transparency, and high dividend returns for all our member shareholders.

Othukkungal Service Co-operative Bank Building

Our Mission

The bank operates with the primary objective of supporting the farmers of Othukkungal Grama Panchayat by providing agricultural loans and assistance, promoting agricultural development, and distributing essential agricultural inputs such as seeds, fertilizers, and pesticides.

The bank accepts deposits from the residents of Othukkungal Grama Panchayat and provides loans at affordable interest rates to support the agricultural, social, economic, cultural, educational, and healthcare development and welfare of the local community.

The bank also undertakes and supports various joint development initiatives in collaboration with local self-government institutions, Kudumbashree, and other community-based organizations, contributing to the overall progress and well-being of the people in the region.

LEADERSHIP

Board of Directors & Management

Guided by experienced community leaders committed to transparency and ethical governance.

President

Alavi. M

President
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Secretary

Shafi Pari

Secretary
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Vice President

Khalid Perumbally

Vice President
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Director

Shahul Hameed. E

Director
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Director

Fathima

Director
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Director

Abbas. K

Director
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Director

Noushad. P

Director
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Director

Mujeeb Rahman. C

Director
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Director

Sidheek. K. K

Director
Director

Muhammed Shareef. V

Director
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REGULATORY PROFILE

Institutional Overview

Key registration and administrative details of our bank society.

Official Registered Name Othukkungal Service Co-operative Bank Ltd No. F 1039
Society Classification Class-1 Primary Agricultural Credit Society (PACS)
Governing Authority Department of Co-operation, Government of Kerala
Postal Address P.O. Othukkungal, Malappuram District, Kerala - 676 528
Core Welfare Divisions Banking Branch, Gold Loan Safe Vault, Neethi Medicals, Fertilizer Depot